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(31) Insurance is a risk financing activity that manages insurable risks.

(32) In insurance on any other subject-matter, the insurable value is the amount at the risk of the assured when the policy attaches, plus the charges of insurance.

(33) If the applicant has no insurable interest to the subject matter of insurance, the insurance contract will be null and void.

(34) Insurable interest originates from marine transport, and finally confirmed in the of 1774 in Britain.

(35) Be not the accident harm that all reasons cause is insurable risk.

(36) Article 11 An applicant shall have an insurable interest in the subject matter of the insurance.

(37) The assured has an insurable interest in the charges of any insurance which be may effect.

(38) Insurable interest originated from marine insurance and was first established in the form of law by the Marine Insurance Act 1746 of England.

(39) All risks , however , are not insurable . A risk must meet certain requirements to be insurable.

(40) Enterprises should transfer insurable risk management from service center to profit center to enhance their competitiveness.

(41) Health insurance is expensive in the US partly because most states mandate coverage of various health expenditures that have little to do with insurable risks.

(42) But the revision does not analyze the essence and element of insurable interest. The problem of insurable interest in marine cargo insurance could not be resolved.

(43) By discussing insurance object, insurance risk and insured liability of marine cargo insurance, we can know the insurable interest′s importance status in marine cargo insurance.

(44) Article 12 An insurant shall own the insurable interest in the objects of insurance.

(45) With regard to principle of insurable interest insurancean effectinsurance contracts,(http://sentencedict.com/insurable.html) different scholars have different ide.

(46) Chapter three points out the problems existed in the legislation with regard to the mortgagee's insurable interest, and puts forward some suggestions.

(47) A defeasible interest is insurable, as also is a contingent interest.

(48) Where the amount in aggregate of the sum insured by double insurance exceeds the insurable value , the total amount of indemnity paid by all insurers concerned shall not exceed the insurable value .

(49) While the fair value of real estate assets are estimated using the income or market approach, the insurable value of a building or contents must be estimated on the cost to replace the assets.

(50) In chapter 2, it analyzes the theory of insurable insurance in marine cargo insurance.

(51) The third part is about the scope the insurable interest applies the problem concerned in practice.

(52) How to determine the insurable interest is the issue to be resolved in this chapter.